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eRenterPlan offers the most comprehensive renter's insurance protection on the market. Pre-approved Coverage Your apartment community has arranged for all residents to have pre-approved renter's insurance. So you can start protecting your lifestyle today. Personal Property Protection at Replacement Cost* Your personal possessions are insured against fire, water and smoke damage, vandalism, burglary, lightning, windstorm, and explosion. That means that the sofa you may have purchased 10 years ago, will be replaced at the cost to purchase a new one today. * Replacement cost coverage varies by policy. Personal Liability Protection Protection for up to $100,000 for personal liability claims for bodily injury or property damage to others, with no deductible. Additional Emergency Living Expenses Reimbursement for additional living expenses if you are forced to move out of your home as the result of a covered loss. Coverage for Roommates Your policy includes coverage for up to five roommates, as long as they are listed on your lease. So you can purchase one policy and split the cost, making eRenterPlan even more economical. Prompt claims resolution eRenterPlan specializes in renter's insurance exclusively, and our customer service representatives are dedicated to serving you. In the event of a serious loss, our team is onsite promptly to ensure that you're taken care of quickly. Solid Underwriters Our partners are rated "A+" (excellent) for financial stability by A.M. Best Company®, the insurance industry's foremost independent information provider.