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Why You Need Renter's Insurance To protect your possessions Your property owner’s insurance does not cover your belongings. Every day, residents just like you are hit with the financial reality of a kitchen fire, theft, or the careless neighbor who overflowed their bathtub. Without renter’s insurance you are responsible for replacing your possessions even if you aren't responsible for the accident. To protect yourself from liability If you are responsible for an accident that causes bodily injury or property damage to others, you could be held liable; even to the apartment owner! To protect yourself financially If your neighbor's unattended candle starts a fire that burns your apartment, can you afford to replace everything? From your flatscreen television down to your toothbrush, the cost of your belongings adds up quickly. To provide emergency living expenses if your apartment is damaged If you are forced to move out of your apartment because of a covered loss, eRenterPlan will help pay for additional living expenses. It's affordable! For the monthly price of two movie tickets, you can protect your lifestyle. Still not convinced? See some examples of real claims and incidents that have happened to renters just like you. LEARN MORE Don't delay! Get a free quote now.