The following are real examples of landlord liability claims or expenses covered by eRenterPlan renter’s insurance:

Claim A: Insured knocked over a lamp which fell on a pair of blue jeans and started a fire.

Claim B: Propane tank for a BBQ grill caught on fire while the insured’s son was trying to help hook it up. The building was damaged and the son was hospitalized for second- degree burns over 30% of his body.

Claim D: Insured’s 4 year-old son walked away from the sink when he was brushing his teeth, leaving the water on. The apartment flooded.

Claim F: Insured’s toaster malfunctioned. Frozen waffles did not pop up, which resulted in a fire that damaged the kitchen.

Claim G: The insured started a fire when the stove was turned on which had Plasticware sitting on it. The damage to the building was approximately $100,000.

Claim H: The insured started a small stove fire while cooking. The fire triggered the sprinkler system and caused damage to the insured’s unit as well as adjacent units.